how the money flows

A typical pay cycle, in four panels.

you send hours. we run payroll. employees get paid. the CRA stays current.

You send the hours: a business owner emails employee hours to Real Payroll Solutions while a payroll inbox confirms they were received.

We run the numbers: a payroll specialist reviews gross pay, deductions, net pay, and a secure PAP debit from the business bank.

Everyone gets paid: employees receive direct-deposit notifications and digital pay stubs on payday.

The CRA stays current: a payroll specialist reviews a compliance calendar showing remittances, source deductions, T4s, and ROEs filed on time.

Real payroll. Real people. Really that simple.

your job: send hours

our job: everything else

What We Handle

Payroll Processing

CPP, CPP2, EI, and income tax withholdings calculated correctly every cycle. Direct deposit to every employee’s Canadian bank account — no extra fees. Clean digital pay stubs delivered automatically. Overtime, stat holidays, and variable pay handled without you lifting a finger. Mid-cycle changes — new hire, raise, termination, bonus — just email us.

Onboarding & Offboarding

New hire setup: TD1 collection, SIN verification, CRA payroll account registration. Electronic ROE filing when employees leave. Termination final pay calculations done right. Seasonal intake waves — 50+ workers onboarded in days, not weeks.

CRA & Ontario Compliance

Source deductions calculated and remitted on time, every cycle. T4/T4A prep and filing at year-end. WSIB premium tracking awareness. EHT threshold monitoring. Garnishment and court order processing. Zero CRA penalties in a decade.

Pay Stubs & Records for Your Team

Digital pay stubs delivered to employees every cycle. Year-end T4 access. Employment verification letter support. Records retained per PIPEDA requirements. No paper unless you want it.

Data Entry: Your Choice

We handle data entry by default — you email hours and changes, and we take it from there. Prefer to enter it yourself? You can do that too. Either way, payroll runs on schedule and your people get paid on time.

Here’s What This Looks Like

For a 5-person trades crew: You email hours Monday. Your crew is paid Friday. Overtime and stat holidays are calculated automatically. You never open a spreadsheet.

For a seasonal farm: We onboard 50 workers in a week at harvest. Handle the weekly payroll at peak. File the ROEs in bursts when the season ends. Scale back down when it’s over.

For a retail shop: Part-time hours change every cycle. You email the new schedule. We handle the rest — including minimum wage updates that take effect without warning.

Canadian-Owned. Canadian-Hosted.

Our platform runs on servers in Toronto. Your payroll data — employee SINs, bank accounts, pay history — never leaves the country. We built the technology ourselves, which means no third-party SaaS licensing costs to pass on to you.

Payroll handled — not another software login